The end of business as usual
To remain competitive, companies must face up to the risks and opportunities created by new platforms and circular and sharing models.
Companies around the world face unprecedented challenges. New entrants with innovative business models, including platforms and circular and sharing economy strategies, threaten to upend decades of business practice. But they also promise huge potential benefits for individuals and society. Instead of fearing a more dynamic and competitive future, smart firms are committing themselves to new ways of thinking that harness the opportunities on offer.
To remain competitive, companies must face up to the risks and opportunities created by new platforms and circular and sharing models.
Change is sweeping finance and banking. These innovations could revolutionise how we access financial information and services.
Better, faster, stronger? Platform companies have the edge when it comes to growth, efficiency and innovation.
Working with partners is critical but customers’ needs must drive banks’ changes, says ING’s chief innovation officer Ignacio Vilar.
Disruption is nothing new for companies. These inspiring stories show why there’s always a way back from the brink.
Addressing the competitive threats of new business models and technology requires incumbent companies to be braver.
TomTom hasn’t been afraid of changing direction. Its business initiatives continue to be driven by a culture of flexible entrepreneurialism.
New technology and business models mean that companies can go global from day one and use their small scale to compete in the big league.
3D printing could be as significant as the internet but there are uncertainties about the speed of change, according to a new ING report.
How are platform companies’ workforces organised? And will their way of working successfully transfer to the rest of the corporate world?
Europe’s energy sector is being transformed. What business models are companies adopting to thrive in this new environment?
Germany, one of Europe’s largest power markets, is at the forefront of sector changes. What can its experience tell the rest of Europe?
Cooperation helps both fintechs and banks, notes a study by CMS, Deloitte, and ING with FINANCE-Research and Barkow Consulting.
Changing demographics present huge challenges. To overcome them, we need to prepare, be flexible and think more creatively.
Changing demographics, such as an ageing population and a shrinking workforce, will affect the economy. It should prompt a reassessment of how we measure its performance.
Many aspects of our lives are about to change beyond recognition. The View’s infographic puts things in perspective.
Despite some worrying trends, jobs could become more rewarding and stimulating as companies compete to attract and retain talented workers.
Changing demographics will require companies to rethink their workforces but also create opportunities for nimble firms.
Health services and pharmaceutical companies are playing an ever larger part in our lives as a result of changing demographics.
Technology, media and telecommunications (TMT) companies must invest significantly to keep up with consumers’ increasing demand for connectivity.
Innovative technology and changing demographics mean that what, where, how and when we learn should evolve.
Concerns are growing about the gap between rich and poor. Demographics, robotics and the sharing economy will widen the rift.
Agri-business split between meeting growing demand from consumers and their preference for food they can trust.
The world is being turned upside down by rapid technological change and demographic shifts. But while change presents challenges, it also offers opportunities if workers, companies and governments are prepared to be flexible and open minded.
Will robots take your job? Watch leading thinkers at ING’s CEO Summit explain what technology means for people and companies.
GE Digital exploits a fundamental change in how machines and people interact. Find out how the global industrial company does it.
The Robots are coming! ING DiBa research says planning to address the social implications of technology must start now.
Will technology democratise decision-making? 11 business leaders debate the future in an ING Wholesale Banking roundtable.
The advent of new technologies means that data has become a commodity: it is potentially available to many more levels of the enterprise. Should decision-making be democratised in response?
Gathering data across the organisation and making it available to a wider audience within a company may be a laudable goal, but how can it be practically achieved? And what consequences will that have on the advisory services that you need from your bank?
AGC Glass Europe is at the forefront of innovation in the glass industry thanks to a smart organisational model that encourages a start-up mindset.
A basic income for all may become essential if automation and digitisation gather pace, according to acclaimed author Martin Ford.
We’re no longer amazed when we hear of new developments. But which technologies are really set to change the rules of the game in the boardroom in the next 10 years?
Rapid technological change and demographic shifts are transforming the business environment, society and individuals’ lives. To prosper in the future and seize the opportunities offered by innovation, governments, companies and workers will have to adapt a new mindset.
The business environment is tougher than ever and recent history is littered with examples of companies that have failed to adapt. To succeed in an era of technological disruption, successful corporates must embrace change.
Just as human capabilities evolved when homo sapiens made the leap from hunter-gatherer lifestyles to farming, they will adapt to a new world in which technology looks after the mundane elements of work and frees us up to explore our real potential.
A new report by the ING Economics Department on the human resources agency sector in the Netherlands suggests that humans will continue to have the edge over machines in many areas for the foreseeable future.
Salesforce’s cloud-based technology is helping companies deliver a truly personalised customer experience that drives loyal, meaningful and profitable relationships. Companies that are able to leverage the power of next generation technology are likely to be the winners in the coming years.
Ankommen, an app for new migrants to Germany, has taken an innovative approach to providing support and creating opportunities. It could provide some valuable lessons for corporates planning their app strategy.
Wearable devices are set to transform the healthcare world in the near future by delivering connected care. By monitoring health 24 hours a day, seven days a week, new technology should dramatically improve patient outcomes and convenience and shrink costs.
Machine learning and artificial intelligence will decimate the current jobs market, says Martin Ford, author of Rise of the Robots. But if we take the opportunity to fundamentally rethink society, it could eventually result in a kind of utopia.
Experts believe that our lives are set to change dramatically in the coming decades as we interact with technology in new ways.
The pace of innovation may be accelerating, but our ability to adapt to the latest technologies remains undeterred, according to guest columnist Steve Gullans, managing director of Excel Venture Management.
Today’s economic and financial environment is starkly different to the pre-2008 world. What do the world’s leading economists think are its main characteristics and how long will they endure?
Acceptance of low growth is complacent and risky, according to Mark Cliffe, chief economist at ING. Beneath the surface there is profound instability that must be addressed if consumers and companies are to regain confidence.
Economic uncertainty and increased market volatility are a fact of business life. But by building up buffers and hedging against risks, companies can weather turbulent conditions.
It has become a cliché to say that we live in turbulent times with great changes. But to what extent are things actually changing, what are the implications and how should we deal with them? These three thought-provoking books offer completely different perspectives on this…
Family-run supermarket chain Jumbo managed to grow despite adverse market conditions during and after the financial crisis by means of bold acquisitions such as Super de Boer, C1000 and, more recently, LaPlace. A radical customer-oriented philosophy and space for entrepreneurship provide the basis for this success.
The moment I get in, it’s straight to work. I work in Financial Markets in a team of 10 people that work with corporates.
Smartphones and tablets are almost ubiquitous and we consider Internet access a basic human right. Read how economic uncertainty and financial instability have affected the TMT sector.
We live in an increasingly volatile world, with a range of megatrends such as climate change, resource scarcity, migration and urbanisation acting individually and together to make the world a more unpredictable place for consumers, companies and investors.
The post-crisis decline of commodity prices typifies the current economic uncertainty and financial instability. The reality is more complex.
Over 90% of world trade is carried by sea and shipping capacity has expanded from offshoring to China’s massive expansion. Read how the global decline has hit China’s economy.
The health of the energy sector is closely linked to GDP growth. The low growth environment of the post-crisis period is no exception. Read about the sector’s structural changes.
Innovations that disrupt established businesses have been with us for centuries, but many future examples will be driven by the sustainability challenges the world faces.
Piaggio is one of Italy’s best known companies: great design is in its DNA. When the company decided to enter a new market – electric bicycles.
Avantium’s ambition and commitment to innovation have enabled it to produce a sustainable plastic that could revolutionise food and drink packaging and benefit the environment.
Resources are finite; the circular economy is the way forward. But is being a good business actually good business? We asked eleven industry leaders for their top steps to progress.
Making the economy and the companies within it more sustainable requires specific skills, that must be both taught at school and learnt on the job. It also requires a change of mindset.
Better farming techniques, greater mechanisation, improved storage and logistics and changing consumption patterns are necessary if the world is to feed its growing urban population.
Resources are finite; the circular economy is the way forward. But is being a good business actually good business? We asked eleven industry leaders for their top four steps to progress…
In recent decades, globalisation has transformed the world, boosting economic growth and connecting developed and developing countries. Now, in the aftermath of the financial crisis, the nature of globalisation is changing as emerging markets take a larger role in the global economy
The musician and activist speaks to ING about the importance of social change in today’s hyper-connected world.
The fall back in the growth of world trade is bottoming out. In the coming years, trade growth will accelerate and start to outpace global economic growth, though there will be no return to the halcyon days of the 15 years prior to the financial crisis.
Most banking executives avoid disruption in their market, but Pieter Puijpe welcomes it. “I joined the bank a long time ago and I don’t have the typical banker mindset”
Ten multinational business leaders share their views on three developments impacting global trade today. Are hubs, intra-regional trade and reshoring forming the new global business model? Watch the videos to learn more.
If you want to conquer markets at home or abroad you have to go out there to get people who don’t know you on board. While that is as true today as it ever was, it is fair to say that the internet and open borders act as a catalyst for today’s pioneers.
Is a dynamic mix of reshoring, intra-regional trade and hubonomics the global business model of today? Adam Burns asked ten multinational business leaders for the truth behind today’s trade trends.
As companies continue to expand their operations overseas in search for new growth markets or cost efficiencies, treasury technology and liquidity structures are evolving too. What does next generation global cash management look like and where will the march towards international business take us next?
Intraregional commerce pacts are nearly ubiquitous now, but other forces can be more potent drivers of growth
Ten multinational business leaders share their views on three developments impacting global trade today. Are hubs, intra-regional trade and reshoring forming the new global business model? To learn more watch the teaser or click through to watch the full video.
The value of the close economic connection between Western Europe and Central and Eastern Europe and Russia summarised in a short video. Find out how the interconnection between the regions has led to increased employment, improved GDP and added value to key economies in the region since 1995.
The View is the online magazine of ING Wholesale Banking